Skip to main content
Banking

Banking

Relationship Banking: What Banking Should Be

If you're interested in business banking products, please visit us here. If you have questions about any of the personal banking products listed here, don't hesitate to contact us. 

 Contact Us


Checking

Personal Checking 

Select a Relationship Checking account that suits the way you prefer to bank and get rewarded with either cash back or interest.   

Learn More

Upgrade

Upgrade Your Checking

Existing customers, it's time to upgrade your existing checking account to a Relationship Checking Account that rewards you with cash back or interest.

Learn More

Switch

Switch Your Checking 

Is it time for a new bank? Moved, experienced a life change, or simply tired of a bank that doesn't have your interests at heart? 

It's Time to Switch

Debit Cards

ATM/Debit Cards

Get access to your checking, savings, and money market accounts when you need it with our ATM-only or debit cards. Access available at thousands of MoneyPass locations.

Learn More

Credit cards

 Credit Cards

Simply Rewards credit cards give you spending power without the inconvenience of carrying around large amounts of cash. Great for emergencies and building credit. 

Learn More

Savings

Savings & Money Market

When you need a place to set aside your money for future use, a savings account or money market account are great options. 

Learn More

CD

Certificates of Deposit (CDs)

CDs are one of the safest savings or investment instruments because their rate is fixed and guaranteed, and they are protected by FDIC.  

Learn More

IRA

Individual Retirement Accounts (IRAs)

The most obvious reason to open an IRA is for the tax benefit. You may be able to take a deduction for your entire contribution—up to the IRS limit. 

Learn More

HSA

Health Savings Accounts

A Health Savings Account is a tax-exempt account that allows individuals to set aside money to save for future medical expenses. 

Learn More

Savings Bond

Savings Bonds

Bank customers can redeem their existing savings bonds. Information is also offered on how to purchase a bond through the U.S. Department of the Treasury. 

Learn More

Power Banking

Power Banking (Automatic Savings)

Power Banking is a way to automate your savings and pay yourself first each time deposit your paycheck or retirement check. 

Learn More

ID Theftsmart

ID TheftSmart

Today, thieves and scammers are always looking for their next victim. ID TheftSmart™ offers two solutions, Identity Theft Protection or Credit Monitoring with Identity Theft Protection.

Learn More

ITM

Interactive Teller Machines (ITMs)

ITMs are essentially a "branch in a box" that uses a combination of touch screens and video technology to offer a virtual version of the in-person banking experience...just for you.

Learn More

Medallion Guarantee

Medallion Signature Guarantee

This program is designed to protect you by making it harder for people to steal your securities by forging your signature on your securities certificates and related documents. 

Learn More

Wire Transfer

Wire Transfers

Wire transfers allow people in distant locations around the globe to safely transfer money. Our wire transfer service is available to First National Bank customers. 

Learn More

Consumer loans

Consumer Loans & Credit

First National Bank offers consumer loan options and lines of credit for every life situation. Let one of local lending experts assist you. 

Learn More

Digital Banking

Digital Banking Services

With digital banking services, you can manage your personal bank accounts anytime, from anywhere. 

Learn More

Private Banking

First Point Private Banking

Members of First Point receive concierge banking services; can participate in financial education seminars, trips, and special outings; and receive special membership discounts.  

Learn More

trust

First Point Financial Management & Trust Services

First Point Financial Management can assist you in managing your assets and protecting your wealth. Planning for the transfer of your assets through estate planning and trust management is another way we can help.  

Learn More

Investment

Financial Planning & Investments

Independent financial advisors are available to assist clients with decisions around financial planning, personal finances, and investments. 

Learn More

Back to Top