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FDIC-insured. Backed by the full faith and credit of the U.S. Government.
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Opening a new account

Apply Online

Welcome to First National Bank, where we offer eight convenient banking locations in Ames, Ankeny, West Des Moines, and Osceola, Iowa. 

You're in the right place to get started applying for a new First National Bank account or loan, or to add a product or service to your existing bank account. 

Apply for a Personal Account
Checking Account  (We offer three Relationship Checking accounts that reward you for the way you like to bank. Open your account online.)
Savings or Money Market Account (Open your account online.)
Debit Card (Contact Customer Service for assistance.)
Credit Card Application (Complete the Simply Rewards™ Visa Credit Card application.)

Apply for a Consumer Loan 
Auto Loan
Bridge Loan
Home Equity Loan or Home Equity Line of Credit
Mortgage Loan
Personal Loan
Student Loan Debit Refinancing Program

Add a Banking Product or Service to Your Existing Account
Direct Deposit (Complete the Customer Contact form to request assistance or stop by the bank.)
Automatic Withdrawal (Complete the Customer Contact form to request assistance or stop by the bank.)
Safe Deposit Box
Power Banking
Automatic Balance Transfer (Complete the Customer Contact form to request assistance or stop by the bank.)
ID TheftSmart - Credit Monitoring (learn more) (Complete the Customer Contact form to request assistance or stop by the bank.)
ID TheftSmart - ID Restoration (learn more) (Complete the Customer Contact form to request assistance or stop by the bank.)

Apply for a Business Account
Business Credit Card Application Form

Apply for a Business Loan
Business Loan Information

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